"There may be further impact on our income, EPS (earnings per share) and growth rates in the coming quarters. However, such impact cannot be ascertained at present," it said in the filing intended to give a picture of how the pandemic can impact its businesses.source https://economictimes.indiatimes.com/industry/banking/finance/second-covid-wave-may-impact-income-liquidity-position-jm-financial/articleshow/82557933.cms
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