For example, 15 years loans are being priced at even lower than 6%, linking with Repo / T-Bill rates. At the same times 10- year government bond is currently trading at 6.2% and by the current pricing trends this could even gravitate towards 6.0% again.source https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-may-not-be-pricing-their-risks-adequately-says-new-report-from-sbi-research/articleshow/86398026.cms
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