Already in its pilot phase, the SmartHub Vyapar programme for merchants will be launched soon. It is an app that bundles all payment platforms - cards, UPI, QR code, tap pay and SMS-based payments.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/hdfc-bank-to-give-a-digital-push-to-small-business-loans/articleshow/90340932.cms
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