BI said it has placed these accounts for sale to asset reconstruction companies (ARCs)/banks/Non-Banking Financial Companies (NBFCs)/financial institutions (FIs), on the terms and conditions indicated there against.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-lines-up-12-npa-accounts-for-sale-to-arcs-to-recover-dues-of-over-rs-820-cr/articleshow/90333485.cms
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