Vijay Shekhar Sharma, the chairman of digital financial services firm One97 Communications and the promoter of Paytm Payments Bank (PPBL), told PTI that the bank is a completely Indian owned controlled entity and has built its own system based on technology "made in India".source https://economictimes.indiatimes.com/industry/banking/finance/banking/rbi-letter-to-paytm-bank-does-not-talk-about-data-access-says-vijay-shekhar-sharma/articleshow/90209381.cms
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