The recent RBI regulations are more focused on payments businesses for regulating BNPL players. It should not have too much impact on the home loan market. On the other hand RBI is quite bullish in increasing the home loans penetration in India and in October last year came up with a circular to rationalize the risk weights on housing loans by linking them with LTC (Loan-to-Cost ratios) for loans sanctioned up to March 2022.source https://economictimes.indiatimes.com/industry/banking/finance/affordable-housing-to-be-most-impacted-due-to-hike-in-interest-rates-atul-monga-ceo-basic-home-loan/articleshow/93363331.cms
No comments:
Post a Comment