According to Crisil, this market share trend is unlikely to change in the near term. The recent merger between pure-play home financier HDFC with HDFC Bank will only bolster the trend, the agency noted.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/crisil-report-explains-why-housing-finance-companies-will-keep-losing-market-share-to-banks/articleshow/94202815.cms
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