South Indian Bank was beset with bad loans after its loans to companies such as DHFL and IL&FS soured. Under Ramakrishnan who took charge about two years ago, the bank raised its provisioning and put in place processes that improved underwriting.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/south-indian-bank-cleaned-half-its-bad-loans-to-focus-on-retail-and-better-rated-corporates/articleshow/94282355.cms
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