The State Bank of India had asked the court to clarify that the ruling would only apply prospectively and not affect past decisions. However, the court refused and clarified that a personal hearing meant a defaulter should be given adequate notice and an opportunity to make a representation.source https://economictimes.indiatimes.com/industry/banking/finance/banking/fraudulent-a/cs-supreme-court-rejects-sbi-plea-on-ruling-applicability/articleshow/100194692.cms
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