“Anyone who has not been able to pay because of the moratorium, we have taken care to not report them to rating agencies,” Yes Bank managing director Prashant Kumar said. “Customers cannot be penalised for that.”source https://economictimes.indiatimes.com/industry/banking/finance/banking/yes-bank-moratorium-credit-firms-can-keep-ratings-pat-for-borrowers/articleshow/75640254.cms
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