The life insurers, according to the Insurance Regulatory and Development Authority of India (Irdai), are allowed to "suitably modify the term and sum assured under the schemes, against the additional premium as may be required, so that they may continue to be covered as per the revised loan repayment schedule."source https://economictimes.indiatimes.com/industry/banking/finance/insure/irdai-permits-modification-of-group-insurance-policies/articleshow/76898840.cms
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