According to the statement, loans are sanctioned by the banks in the name of self help groups which in turn distribute them to individual members who use them for various activities. Banks do not keep records of loans taken by individual members.source https://economictimes.indiatimes.com/industry/banking/finance/almost-rs-95000-crore-loans-outstanding-under-shg-bank-scheme-narendra-singh-tomar/articleshow/78274605.cms
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