Bankers say those with 20-year loans, who have availed the moratorium, will see their home loans term extended by 24 months if the dues for the last six months are amortised. This would not leave them with any scope for further restructuring.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/higher-loan-tenure-banks-seek-clarity-from-rbi/articleshow/77883275.cms
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