Bankers said corporates that have been lax in repayments before March 2020 will not qualify for restructuring even if they are not non-performing assets (NPAs). Bankers expect only 2-3% of overall bank loans to be eligible for restructuring.
source https://economictimes.indiatimes.com/industry/banking/finance/banking/rbi-norms-may-exclude-large-number-of-companies-from-loan-recast-scheme/articleshow/77969747.cms
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