"I think FY21 has been far better-than-expected. When the lockdown was announced last year, we didn't know exactly how long it would last, what implications it would have. Our expectations were very muted in terms of new business, persistency, and claims etc.source https://economictimes.indiatimes.com/industry/banking/finance/insure/ageas-federal-life-insurance-expects-35-40pc-premium-growth-in-fy22/articleshow/84728342.cms
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