"We are very confident because of the impending festive season and the vaccination drive that is on the way. We are hoping that there is no third wave. Things are looking better and spends will come back strongly in the coming days."source https://economictimes.indiatimes.com/industry/banking/finance/banking/consumer-spends-will-come-back-strongly-in-coming-days-rama-mohan-rao-amara-sbi-card/articleshow/84753934.cms
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