Prior to this appointment, Chugh was CEO and managing director of Ujjivan Small Finance Bank. He joined there from HDFC Bank where he served as the Group Head of Digital Banking.source https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-appoints-ex-ujjivan-small-finance-bank-ceo-nitin-chugh-as-dmd/articleshow/90021339.cms
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